I would like to express my deep gratitude to the Square team for honoring me with the Best Analyst trophy. Receiving this award is a precious recognition of my efforts and dedication over the past years. Since 2018, the journey has been fraught with challenges, but each obstacle overcome has strengthened my determination and expertise. This trophy symbolizes not only a personal achievement but also the unwavering support of my colleagues and management.
I also want to acknowledge the path I have traveled, marked by moments of doubt and unexpected obstacles. These trials have been opportunities for growth and learning, allowing me to develop essential skills and forge a resilient spirit. This recognition is a source of inspiration and motivation for me to continue to surpass myself and actively contribute to the excellence of our team. I am deeply grateful to all those who have believed in me and supported me throughout this journey.
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🔄 P2B Transactions: How to Mitigate AML/CFT Risks in the Crypto Ecosystem?
Person-to-Business (P2B) transactions — notably between users and platforms (VASP), merchants, or services — represent a strategic control point in the fight against money laundering and terrorist financing (AML/CFT). Unlike wallet-to-wallet transactions, they involve an identifiable entity, which provides institutions with a direct opportunity for regulation and oversight. The first key measure relies on strengthening KYC/KYB mechanisms. Platforms and businesses must not only identify their users but also understand the nature of the activities of counterparties (merchants, service providers, fintech). This approach allows for the detection of inconsistencies between customer profiles and transactional behavior, a strong signal in money laundering logics.
🛡️ Wallet → Wallet : what mitigation measures are in place against AML/CFT risks?
Given the risks of money laundering and terrorist financing (AML/CFT) related to wallet → wallet transactions, the challenge for African institutions is not to stifle innovation, but to establish intelligent and tailored mitigation mechanisms. The first priority is to strengthen the requirements around the entry and exit points of the ecosystem. VASPs must implement rigorous KYC/KYT procedures to identify users before they interact with external wallets. This creates a first level of traceability, even when funds leave a centralized platform.
Wallet → Wallet: blind spot or lever in the fight against AML/CFT?
Wallet-to-wallet transactions (peer-to-peer on-chain) today represent one of the most sensitive points in the virtual asset (VA) ecosystem, especially in Africa. They combine disintermediation, cross-border reach, and pseudonymity, making them particularly attractive in certain money laundering and terrorist financing (AML/CFT) schemes. Unlike traditional financial circuits, these transactions occur without a direct intermediary, without systematic identity verification, and with near-instant execution on a global scale, thus creating a channel that is difficult to control by traditional surveillance mechanisms.
Virtual assets (VA) offer huge opportunities for financial innovation, but their anonymity and speed can also be exploited for money laundering and terrorist financing.
Clear and harmonized regulation allows to:
Protect citizens and businesses from illicit uses.
Facilitate secure cross-border transactions. Strengthen the trust of investors and financial institutions.
Align Africa with international AML/CFT standards, notably the FATF and GIABA.
In summary: regulating VAs means securing Africa's financial future while promoting innovation.
GIABA: the silent regulator of crypto in West Africa
In the African crypto ecosystem, one actor remains largely underestimated: the (GIABA). However, it plays a central role in structuring the market. As a regional body, it is responsible for combating money laundering and terrorist financing (AML/CFT), evaluating the mechanisms of states, and especially aligning countries with the standards of . Specifically, where the FATF sets the global rules, the GIABA adapts them and makes them applicable to the West African context.
With the rise of virtual assets in Africa—marked by strong P2P adoption, massive cross-border flows, and still fragmented regulation—the role of GIABA becomes strategic. It allows for the gradual imposition of requirements such as the Travel Rule, structuring VASPs, and reducing the gray areas that facilitate illicit activities. But challenges remain significant: uneven implementation across countries, lack of technical capacities, and still limited coordination among states.
The stakes are therefore clear: if the GIABA manages to strengthen regional harmonization, it can transform crypto into a lever of transparency, credibility, and attractiveness for West Africa.
Without the GIABA, each country regulates alone. With the GIABA, Africa can regulate as a bloc.
Binance is proud to be the official sponsor of Gabon Crypto Day (2nd edition).
This major event will bring together key players in the blockchain ecosystem to promote education, innovation, and the adoption of Web3 technologies in Africa.
May this sacred month be a time of reflection, discipline, and elevation — values that resonate perfectly with the spirit of Web3: transparency, accountability, and long-term building.
In an ecosystem where patience is often rewarded, Ramadan reminds us of the importance of resilience, sharing, and the intention behind every action 🤝
Let's take this moment to : 🔹 Strengthen our knowledge 🔹 Build useful projects 🔹 Enhance trust in our communities
May your wallets grow 📈 and your actions be guided by ethics.
The ideal scenario seems to be clearly taking shape!
Remember: the area of 75 000$ served as a pivot point, marking the break of the long-term bullish trend.
Today, we have gone back above this level, with a notable convergence of the Tenkan.
In a completely neutral approach, this is typically an interesting zone to look for a SHORT. Why? Because it could correspond to a clean pullback before a resumption of the decline. That's why my target was 75 000$, and I took my profits at this level.
BUT
You know me… always bullish 😄
The fact that this movement occurs while traditional markets remain hesitant, with high oil prices and a still uncertain global situation, paradoxically reinforces my bullish bias. We already have a lead, and if the context improves quickly, the upside potential could be very strong.
From now on, the key level to watch is a weekly close above 74 441$. This would validate a reintegration, possibly accompanied by a bear trap.
And if at the same time the macro context eases, a quick return to 85 000$ becomes quite conceivable.
🇬🇧 The Financial Markets Authority, the Bank of France, and the General Directorate of the Treasury are launching a strategic group dedicated to innovation and the tokenization of finance.
This group aims to identify concrete projects and facilitate the adoption of this technology.
"These works fully align with the European agenda of the Union of Savings and Investments and aim to support the availability in autumn 2026 of a central bank digital currency known as 'wholesale' in euros, by the central banks of the Eurosystem."
The Fusaka update of Ethereum has significantly amplified address poisoning attacks.
The principle is simple but dreadfully effective: a bot detects your transactions and immediately generates a fake address resembling the one you just used. It then sends you a micro-transaction to pollute your history, hoping that you mistakenly copy the wrong address during your next transfer.
A user received 89 micro-transactions in less than 30 minutes after two simple transfers. In December 2025, an investor lost 50 million USDT by falling into this trap. These figures are staggering, but they raise a much larger question.
If a major update to the Ethereum protocol can, even indirectly, multiply the effectiveness of such devastating attacks, who is responsible for protecting users?
The developers who design the updates? The wallets and interfaces that should better alert users about the risks? Platforms like Etherscan that could filter dust transfers? Or the users themselves, who are expected to maintain a near-professional vigilance for actions as mundane as copying and pasting an address?
The massive adoption of crypto inevitably involves less technical, less cautious, and less informed users. If simply copying an address from their history can cost millions, how can the ecosystem seriously claim to be ready for the general public?