Yet, here we stand ... Panic doesn't help

$XRP IF YOU HAVE MONEY IN A BANK ACCOUNT, YOU NEED TO SEE THIS!!!
I've been digging into this for months, and it's looking sooo bad.
Banks could collapse soon, especially with a nasty recession potentially hitting in 2026.
Don't say I didn't warn you. Here's why many major banks may collapse next year:
First off, sky-high debt levels are choking the system.
Governments and companies are drowning in loans they took when rates were dirt cheap, and now with interest rates still biting, refinancing is a nightmare.
Come 2025-2026, a whopping $1.2 trillion in commercial real estate loans mature, and defaults are already spiking.
office spaces are ghost towns thanks to remote work, with valuations down 20-30%.
If they default, banks holding the bag could see massive losses.
Then there's the world of shadow banking.
Think private credit funds sitting on over $1.5 trillion, super leveraged and barely regulated.
They’re tied very tight to big banks (we're talking over $1 trillion in connections), so if they flop, it could spark a chain reaction like we saw with SVB a few years back.
Add in the overvalued AI bubble popping, and you've got a recipe for panic selling and liquidity freezes.
Geopolitical drama isn't helping either.
Trade wars, supply chain conflicts, and rising energy costs could trigger hyperinflation or stagflation, where prices soar while the economy tanks.
Unemployment's already ticking up, corporate bankruptcies hit a 14-year high this year, and that inverted yield curve? It's telling us "recession ahead" just like it did before 2008.
Demographics are the slow burn, aging populations mean shrinking workforces, higher costs, and stalled growth, making it harder for banks to get repaid on loans.
Weak regs aren't fixing squat; in fact, they're loosening up, setting the stage for another bailout bonanza on our dime.
Odds of a downturn? Experts says there’s a 65% chance by 2026, with a 20% shot at a full-blown crisis.