3 minutes to explain what dual-currency investment is
The structured products in Binance Earn allow you to subscribe using one currency (BTC, Aster, etc.), and at maturity, you may receive another currency + high interest (APR typically 10%-100%+). Essentially, it is "booking future transactions", similar to placing a limit order, but idle funds can still earn interest!
Two main modes:
1. Buy low: Subscribe with USDT, aiming to buy BTC/ETH at the bottom.
- Set a target price (for example, BTC $60,000).
- If at maturity the price ≤ target price: Buy BTC with your USDT at the target price + interest (successfully bought at the bottom!)
- If the price > target price: Get back USDT + interest (didn't buy, but earned high interest for free)
2. Sell high: Subscribe with BTC/ETH, aiming to take profit.
- Set a target price (for example, BTC $80,000).
- If at maturity the price ≥ target price: Your BTC is sold for USDT at the target price + interest (sold at a high price!)
- If the price < target price: Get back BTC + interest (didn't sell, continue to hold and earn interest)
Core advantages:
- Earn interest regardless of price fluctuations
- Zero commission automatic execution
- Suitable scenarios: Aiming to buy low/take profit, holding coins/holding stable coins to earn money
- Supports multiple currencies including BTC, ETH, BNB, Aster, etc.