【Beijing Launches the Development and Application of Commercial Insurance for Intelligent Connected New Energy Vehicles, Unified Adaptation from L2 to L4 Levels】Financial Associated Press, March 29th - According to the Beijing Financial Supervision Bureau, Beijing has taken the lead in the country to launch the development and application of commercial insurance products for intelligent connected new energy vehicles. The new product generally follows the existing commercial vehicle insurance system for new energy, based on the principle of 'overall stability, partial optimization,' mainly providing risk protection for specific intelligent driving scenarios and hardware and software losses that consumers and car companies are concerned about, and can be uniformly adapted to intelligent connected new energy vehicles from L2 to L4 levels. For example, the definition of a driver in existing vehicle insurance products is mainly based on the basic scenario of 'human driving,' which cannot be fully applied to L3 and L4 levels of 'human-machine co-driving' or 'machine driving' situations. Additionally, for L2 level assisted driving vehicles, some consumers upgrade their assisted driving systems at their own expense after purchasing a new car, while existing vehicle insurance products do not cover this part of the loss and need further optimization.