⚡ SCHIFF: "Crypto-backed mortgages increase the cost of buying homes."
Yeah I get his point… but it’s not that simple.
If someone is already holding crypto and doesn’t want to sell, using it as collateral can actually make sense. You keep exposure + get liquidity.
But yeah… double interest + volatility risk = dangerous combo. One bad market move and things can get messy fast.
Feels less like a solution for normal buyers… more like a niche tool for people already deep in crypto.