Ripple CEO, Brad Garlinghouse, said stablecoins may represent a breakthrough moment for the cryptocurrency industry, comparing their potential impact on business adoption to that of ChatGPT in artificial intelligence.

 

Speaking to FOX Business, Garlinghouse said executives across major corporations are increasingly asking finance teams how to integrate stablecoins into operations, signaling rising institutional interest.

You have boards of directors and CEOs of companies, whether it’s Fortune 500 or Fortune 2000, they’re asking their treasurers, they’re asking their CFOs, ‘what are we doing with stablecoins.’

“Giving the treasurer and the CFO that option is the unlock.”

He noted that stablecoins processed over $33 trillion in trading volume last year [2025], dominated by USDT and USDC, and could become a core global payments rail.

Garlinghouse also highlighted that the CLARITY Act regulations currently undertaking debate, would also be an ‘unlock’ for the world.

Garlinghouse believes building bridges between the traditional and decentralized finance and Ripple is seeing clients leaning into this much more especially in 2026.

 

“We’re seeing a shift from the JP Morgans. We’re seeing more people being more exploratory – ‘how could we use stablecoins?’

The other unlock around stablecoins is you can now use them 24/7. They don’t close at 3 o’clock on a Friday afternoon and you can’t settle a real estate transaction on Saturday.

It’s a big shift.”

 

Ripple has also entered the market with its RLUSD stablecoin as it seeks to expand its enterprise payments business.

REGULATION | Dubai Regulator Greenlights Ripple’s $RLUSD Stablecoin Within the Economic Zone Serving Middle East, Africa, and South Asia

 

 

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