#XRP is the native cryptocurrency of the XRP Ledger (XRPL), an open-source, decentralized blockchain designed to facilitate fast, low-cost international payments and currency exchanges, settling transactions in 3-5 seconds. Unlike #Bitcoin , #XRP is pre-mined, with a fixed maximum supply of 100 billion tokens. While commonly associated with Ripple Labs—the fintech company that uses XRP for liquidity solutions and holds a significant amount of the token in escrow—#XRP operates independently on its own blockchain. Because it does not use energy-intensive mining, it is often viewed as a sustainable, institution-focused alternative for cross-border money transfers, though it has faced regulatory scrutiny regarding its security status. Following legal developments in 2023-2025, it was ruled that #XRP is not in itself a security, though some institutional sales were considered as such, providing significant regulatory clarity.