XRP just reclaimed its spot as the 4th largest cryptocurrency in the world, flipping Binance Coin in a move that most of the market barely noticed. But the people who have been paying attention know exactly what this means.
This is not a new coin riding a trend. XRP was once the second biggest crypto on the planet, sitting right behind Bitcoin. Then came the SEC lawsuit, five years of legal uncertainty, delistings, and a narrative that said XRP was finished. Most people moved on.
They shouldn’t have.
Here is where XRP stands right now. The price is around $1.50. The all time high was $3.66. That means despite winning the SEC case, despite Goldman Sachs entering the picture, despite Mastercard signing on, despite Ripple operating live payment corridors in over 70 countries, and despite ETF inflows accelerating — XRP is still more than 60 percent below its previous peak.
The fundamentals have never been stronger. The legal overhang that suppressed the price for half a decade is gone. Institutional money is arriving. The infrastructure is built and running. And the token just passed Binance’s own coin on market cap — on Binance’s own platform.
The question is no longer whether XRP recovers. It’s how far it goes when the rest of the market catches up to what the on-chain data already shows.
Drop your XRP price prediction for end of 2026 in the comments.
