Every month, the fixed salary is slightly reduced due to what is called automatic insurance deduction. I have always felt that this money is wasted since I am young and healthy and do not need it.

But there's no choice; the agreement specifies that regardless of whether you want it or not, it will be deducted on time.

Later, I thought about this money not being for your present self, but for your future self at some point in time.

In the block reward of $NIGHT , there is a similar design.

In the white paper @MidnightNetwork , a system for distributing block rewards is described. The basic rewards generated by each block are not entirely given to the block producer, but are automatically divided into two parts.

The block producer takes the larger share, while the remaining part flows into the on-chain Treasury based on the actual utilization rate of the block. The higher the proportion flowing into the Treasury, the more the block producer receives as the block fills up. This is executed automatically at the protocol level and requires no manual intervention or governance voting.

What is the accumulated funding in the Treasury used for?

The white paper states it is for ecological growth activities—developer incentives, infrastructure development, and community projects. The specific uses will be decided by the holders of #night through future decentralized governance mechanisms.

Currently, the tokens in the Treasury are locked and can only be utilized once the governance mechanism is online.

I think there is a noteworthy detail that the Treasury's income is directly linked to the network's vacancy rate.

The more idle the network, the emptier the blocks, and the higher the proportion flowing into the Treasury per block. It seems a bit counterintuitive—when the network is not used, the Treasury actually receives more.

But from another perspective, this is using the early low-activity time window to accumulate startup funds for the Treasury until the network truly becomes active. The block producer receives the larger share based on transaction volume rather than vacancy rate.

The income structure of the Treasury differs between the early and mature stages.

Of course, the Treasury is currently locked, and when the governance mechanism will go online and how the funds will be distributed are details that have not yet been disclosed.

The money is there, but who decides how to spend it is still an open question.

I still don't want to pay that insurance fee, but I know it's there. The NIGHT in the Treasury is the same, locked there, waiting to be used where it is needed.