AI agents will make more payments than humans. And they will not need banks.
According to statements from industry leaders, CZ of Binance says that "AI agents will make 1 million times more payments than humans, and will use cryptocurrencies".
Brian Armstrong of Coinbase agrees that: "very soon, there will be more AI agents than humans making transactions. They can't open a bank account, but they can have a cryptocurrency wallet".
Elon Musk from X states that "X Money will be the central source of all monetary transactions, and this will be a game changer".
Dan Pantera at Bloomberg said that "AI agents have to use cryptocurrencies. They won't use banks. It's already happening".
Jer Allaire of Circle adds that "stablecoins will become the native currency for machine-to-machine commerce".
Stripe and Circle are working on payment rails exclusively for AI agents. X Money is launching its external beta, and soon you will be able to trade in stocks and cryptocurrencies directly from your timeline.
Everyone agrees that human payments, which are in the billions per day, will have nothing to do with AI agent payments that will be in the millions per second.
Now think of a structure that supports a payment standard, a layer for transactions, and a bridge for settlements that supports this volume.
By the way, it's already decided.