DeFi Lending Track Main Tokens and Comparisons
1
#AAVE Multi-chain Lending Leader Institutional level, RWA integration
2
#MKR /
#sky Stablecoin
#DAI Issued RWA collateral, compliance
3
#Comp Algorithmic Lending Pioneer Simplified governance, established project
4
$XVS BSC Ecosystem Lending High leverage,
#bnb support
5
$RDNT Cross-chain Lending LayerZero technology
6
#Morpho Optimized Lending Rates Modular, efficient
7
#LQTY Zero-interest ETH Lending Decentralized,
#lusd stablecoin
8
$SPK Maker Sub-protocol DAI Native, efficient
1. RWA
Aave: Collaborating with
#cfg to introduce off-chain assets like real estate and invoices as collateral
Maker/Sky:
#美债 holding over $1 billion, DAI becoming the representative of
#RWA抵押 stablecoin
2. Institutional Service Upgrades
Aave Arc: KYC licensed pools, institution-exclusive
Compound Treasury: Corporate cash management products
3. Interest Rate Optimization Innovations
Morpho: Peer-to-peer matching + aggregator, rates 10-30% better than Aave
4. Cross-chain and L2 Expansion
#Radiant :
#LayerZero cross-chain lending, one-click multi-chain operation
Aave V3: Native support for L2, Optimism/Arbitrum deployment